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Some Customer!
HMRC have announced that they are changing their banking arrangements for the purposes of VAT. The notice itself, which must have been sent to many thousands of businesses up and down the land,...
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Basel & Bank Balances
The new Basel rules on bank capital had been introduced to impose a minimum cushion of capital a bank must keep to absorb losses on their loans. As Robert Peston said on the BBC website, this...
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Bankers Task Force
The British Bankers Association (BBA.org.uk) have recently announced a new initiative called their Business Finance Taskforce. Released on 13th October it is designed to help business thrive and grow....
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Talk about a U-turn
The government has announced that the post of the Enterprise Czar has been scrapped following Lord Young’s recent resignation from the position over his comments about the recession. The original...
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Bank Bonuses again
So Vince Cable and George Osborne are supposedly meeting with representatives of the banks today (Monday 20 December) to tell them in no uncertain terms (!!!) of the folly of paying large bank...
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Bankers – 1, Rest of us – nil
Some time ago I wrote a blog about why I consider premiership footballers are worth the money they receive. Whilst I appreciate it may not be a view that is palatable to everyone, most football fans...
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Lord Turner’s report on the collapse of RBS
So Lord Turner’s report on the collapse of RBS indicates quite clearly that the FSA was deficient in its regulation of the banks. What a surprise there! Any journalist, accountant, lawyer or...
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A Simple Guide to Opening a UK Bank Account
Many new clients ask me to recommend a UK bank account for their company. My advice is that whilst most clearing banks are pretty much the same in terms of what services they do (or don’t) offer, it...
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Problems Paying HMRC Using the Santander Bill Pay Service
HM Revenue & Customs has told the Institute of Chartered Accountants that during the morning of 31 January there were problems with the Bank of Santander’s Bill Pay service that taxpayers use to...
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The Bonus Culture Or Rather What’s Left Of It?
The bonus season is upon us. Banks have been announcing their results, as well as the size of their bonus pools. Overall, due to their modest performances, the need to increase their capital base and...
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